Cyberzagrożenia a poczucie bezpieczeństwa  i poziom świadomości klientów banków  w Polsce w świetle badań własnych

Agata Witek

doi:10.58683/dnswsb.2105

Published : 2026-01-28

Origins, consequences and countermeasures of financial fraud in the polish banking sector. A cybersecurity perspective

Agata Witek

DOI: https://doi.org/10.58683/dnswsb.2105

Abstract

The aim of this article is to analyze cyber threats in the polish banking sector in the context of the growing importance of digital banking and the resulting risk of frauds. The study was conducted using an anonymous survey completed by 152 participants. It focused on assessing the sense of security among bank customers in Poland and their level of knowledge regarding fraud prevention measures. The results indicate a very high sense of security, even though nearly half of them have experienced attempted fraud. The study also revealed a strong level of trust in the banking sector, despite respondents’ limited knowledge of cybersecurity. The findings highlight the need for intensified educational efforts from the banking sector and transparent communication focused on objective strengthening of user security.

Keywords:

cybersecurity, financial frauds, banking frauds

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Witek, A. (2026). Origins, consequences and countermeasures of financial fraud in the polish banking sector. A cybersecurity perspective. The WSB University in Poznan Graduate Research Journal, (ONLINE FIRST). https://doi.org/10.58683/dnswsb.2105

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