Published : 2013-06-30

The Loan Portfolio of the Polish Banking Sector Under Conditions of Increased Risk

Henryk Korzusznik



Abstract

This paper attempts to provide a more complete description of the trend of changes in the loan portfolio of Polish banks after 2007, a period which has been marked by increasing risk. Focus is placed on the following issues: the post-transformation characteristics of the banking sector, the banks' lending policies under economic instabilities, the growth rate and the pace of changes in the non-financial sector loan portfolio, and the quality of active loans. The study predominantly relies on recent publications and reports by the Financial Supervision Commission (KNF) and the National Bank of Poland; information on the lending policies of selected banks has been referenced from materials supplied by the banks themselves.(original abstract)

Keywords:

Banking sector, Credit portfolio, Credit policy of banks, Credit risk



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Korzusznik, H. (2013). The Loan Portfolio of the Polish Banking Sector Under Conditions of Increased Risk. Zeszyty Naukowe Wyższej Szkoły Bankowej W Poznaniu, 48(3). Retrieved from https://journals.wsb.poznan.pl/index.php/znwsb/article/view/1866

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Publisher
Uniwersytet WSB Merito w Poznaniu
ul. Powstańców Wielkopolskich 5
61-895 Poznań
e-mail: journals@poznan.merito.pl
University
Uniwersytet WSB Merito w Poznaniu / WSB Merito University
ul. Powstańców Wielkopolskich 5
61-895 Poznań

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