The article is devoted to innovative payment methods, such as BLIK, mobile payments and card payments. The theoretical part includes the definitions of mobile banking and payment cards. The development of innovative payment methods, such as card and mobile transactions, was also taken into account, and then security and their possible threats were discussed. In order to check the popularity of using these payment methods and opinions about safety and threats, a survey was created and conducted among 106 people of different ages, with different education and living both in the countryside and in the city.
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